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Wednesday, March 2, 2016

work-life balance towards downshifting before

From riches to rags and no way back
work-life balance  
downshifting 
undertime
worklessness 
precariat
 A model employee is [one] who demonstrates a healthy work-life balance. In every company I know, the workaholic is alive — and sick. But is this the model we should emulate? Do company presidents proudly escort visitors through factories jubilantly exclaiming, "Yes, all my employees work an average of 20 hours each day!"? If they do, they probably neglect to mention the high turnover, above-average absenteeism, low morale, and jagged productivity levels. —Tom Brown, "The model employee," Industry Week, August 1, 1988
1downshifter
(DOWN.shif.t*r) n. A person who quits a high-stress job in an effort to lead a simpler life. Also: down-shifter.
downshift v. —downshifting pp.
"Smalley is part of a small, but growing movement toward downshifting. The trend has been described as spending less time thinking about income and work and more time rebuilding communities and the environment. Twenty-five percent of downshifters say they did it to reduce their workloads, and almost 90 percent are happier having made the change, says a study by the Merck Family Fund."
—Bev Bennett, "Downshifting Provides a Chance to Rethink Lives," The Arizona Republic, September 26, 1999


2undertime
(AN.d*r.taim) n. Time that an employee takes off work to perform non-work-related tasks; the salary or wages earned while performing such tasks.
It may be the worst-kept secret in the workplace: People are working more undertime— stealing time off during the day to compensate for heavier workloads and more stress. Undertime can take many forms, from hours spent away from the office on errands or shopping to chunks of time spent at your desk surfing the Internet.
—Sue Shellenbarger, "Why You Can Hit the Gym — but Not Get a Manicure — on Company Time," The Wall Street Journal, April 18, 2002




In order to avoid the unattractive -without any clumsy synonym -  unemployment we could read in the news  — pushed by the bureaucrats in Britain's Labour government — troublesome compound constructions such as chronic unemploymentpersistent unemployment, and non-employment. (in Spain there is the euphemism, ministry of "ocupación", instead of "Trabajo")




Would you prefer precariat or worklessness?

worklessness
(W*RK.lis.nis) n. The condition of being unemployed and having little or no prospect for employment. 
Worklessness, meanwhile, could be defined as 'I never expect to have a job, no one in my family has had a job for two generations, so why should I bother'.


Forget unemployment, the big challenge in deprived neighbourhoods is worklessness. There's a big difference. Unemployment is a temporary phenomenon: you may lose your job or fail to get one, but you're still actively part of the labour market. . . . Worklesspeople, however, are out of the labour market completely.
—Rachel Spence, "Neighbourhood renewal," The Independent, January 23, 2002


4precariat
n. People whose lives are precarious because they have little or no job security. [Precarious + proletariat.]
To learn about precariat, let us get lost in globalsociology
One of the major aspects of neo-liberalism is an emphasis on flexibility, a multi-layered idea explained as such by Guy Standing;
  • Wage flexibility: speeding up adjustments to changes in demand, especially downwards;
  • Employment flexibility: easy and costless ability of firms to change employment levels with reduction in employment security and protections;
  • Job flexibility: being able to move employees around and change job structure with minimal resistance or costs;
  • Skill flexibility: being able to adjust workers’ skills easily.
So, what is the new class structure, according to Standing? For him, the social ladder looks something like this:
  • Elite: the absurdly rich global citizens, the transnational capitalist class, global power elite, masters of the universe and whatever else you want to call them;
  • Salariat: those still in stable, full-time employment, pensions, paid holidays, employers-provided benefits often subsidized by the state;
  • Proficians: or “professional technicians”, those who have skills they can market as professional consultants, freelancers, etc and who might actually enjoy moving around, from job to job;
  • Working class: as in the traditional working class for whom the welfare state was built but whose ranks have been decimated;
  • Precariat
  • Unemployed
  • Socially marginalized
Crucial here is the fact that the precariat lacks all aspects of social security:
  • Labor market security: adequate income-earning opportunities, at best, government commitment to full employment.
  • Employment security: protection against arbitrary dismissal, regulations on hiring and firing.
  • Job security: ability and opportunity for a niche in employment, barriers to skill dilutions, opportunities for upward mobility in terms of status and income.
  • Work security: protection against accidents and illness at work through safety and health regulations, limits on working time and other such working conditions, and compensation for accidents.
  • Skill reproduction security: opportunity to gain skills through training, apprenticeship and opportunity for use of competencies.
  • Income security: assurance of an adequate stable income, protected through things like minimum wage laws, wage indexation, comprehensive social security and progressive taxation.
  • Representation security: right to collective bargaining or a collective voice in the labor market, independent unions and right to strike.
The precariat lacks all seven forms of security as well as the most secure forms of social income which is composed of the following :
  • Self-production (from family farm to household plot)
  • Money income
  • Family and community support
  • Enterprise benefits
  • State benefits
  • Private benefits (savings)





Any related words? indeed:
                                     money and peculiar or mint and coin 


http://www.mcfedries.com/vocabulary/money1.jpg


Unless you're an accountant or a cfo, your relationship with money is probably a personal one. That is, your dealings with money exist mostly in the realm of finance that affects only you and your family. Not that this is an inherently simple realm, far from it. There's still a lot of jargon and arcane terminology to sort through. A chapter 10 times this one's size would be necessary to do the field of personal finance lingo justice, so I'll just hit the highlights in this section. Mortgage, 401(k), and Other Personal Finance Terms 
mortgage (noun) is a pledge of property as security for the repayment of a loan. This is a strange word on two accounts. First, it's pronunciation seems a bit off, and second, the history of the word tells us that it means, literally, "dead pledge": mort is French for "dead" (and is pronounced MOR), and gageis an old word that means "pledge." The explanation for this is that if a person defaults on a mortgage, he ends up losing the property. It becomes, in effect, dead to him. So a mortgage is a do-or-die proposition.
Entering into a mortgage contract involves entering into a world of truly impenetrable jargon. To help out, here's a list of some common mortgage terms:

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